SBI Prime Credit Card: Multi-Purpose Card for Shopping, Rewards, and Dining!
The SBI Prime Credit Card is designed for those who love shopping, dining, and earning rewards. Packed with premium benefits and exclusive offers, it’s an all-in-one solution for your daily lifestyle needs. Let’s dive into the features, benefits, and why the SBI Prime Credit Card is the ultimate companion for your financial journey.
Table of Contents
Features of SBI Prime Credit Card
Benefits of SBI Prime Credit Card
Fees and Charges
How to Apply
FAQs
Conclusion
Features of SBI Prime Credit Card
Feature | Details |
Welcome Gift | E-Gift Voucher worth ₹3,000 from premium brands. |
Reward Points | 10 Reward Points per ₹100 spent on dining, groceries, and movies. |
Milestone Benefits | Earn up to ₹10,000 worth of gift vouchers annually. |
Lounge Access | 8 complimentary domestic lounge visits per year. |
Fuel Surcharge Waiver | 1% waiver on fuel transactions across India. |
Contactless Payments | Tap and pay for transactions up to ₹5,000 without entering your PIN. |
Benefits of SBI Prime Credit Card
Reward Points Program: Earn Reward Points on every transaction. Redeem these points for shopping vouchers, travel bookings, or cashback.
Dining Offers: Get up to 20% discounts at partner restaurants.
Exclusive Brand Vouchers: Enjoy milestone-based vouchers from brands like Bata, Hush Puppies, and Yatra.
Fuel Savings: Save money on fuel with the 1% fuel surcharge waiver.
Travel Benefits: Complimentary Priority Pass membership for international lounge access.
Insurance Coverage: Complimentary fraud liability cover of up to ₹1 lakh.
Fees and Charges
Fee Type | Amount |
Joining Fee | ₹2,999 + GST |
Annual Fee | ₹2,999 + GST (Waived on spends of ₹3 lakh annually) |
Finance Charges | Up to 3.50% per month. |
How to Apply
Applying for the SBI Prime Credit Card is quick and easy. Follow these steps:
Visit the official SBI Credit Card Application Page.
Fill in your details like name, email, and mobile number.
Upload your documents, including PAN card, proof of address, and income proof.
Submit your application and track its status online.
FAQs
Q: What is the annual fee for the SBI Prime Credit Card?A: The annual fee is ₹2,999 + GST, but it is waived if your annual spending exceeds ₹3 lakh.
Q: Can I earn Reward Points on fuel transactions?A: No, Reward Points are not applicable for fuel transactions; however, you get a 1% fuel surcharge waiver.
Q: Are the milestone benefits worth it?A: Absolutely! The milestone vouchers alone can offset the annual fee.
Conclusion
The SBI Prime Credit Card is an excellent choice for those who value rewards, dining benefits, and travel perks. Its milestone rewards and exclusive offers make it one of the most versatile cards available today. Don’t miss the opportunity to enhance your lifestyle with this feature-packed credit card.
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