The HSBC Visa Platinum Credit Card is a versatile financial tool designed to cater to the diverse needs of individuals seeking rewards, security, and convenience. This lifetime-free card offers a range of benefits, from reward points on everyday transactions to fuel surcharge waivers, making it a valuable addition to your wallet.
Key Features and Benefits
1. No Joining or Annual Fees
Enjoy the advantage of no joining or annual fees, making the HSBC Visa Platinum Credit Card a cost-effective choice for budget-conscious individuals.
2. Reward Points on Every Spend
For every ₹150 spent, earn 2 reward points. Additionally, after spending ₹4,00,000 in an anniversary year, you earn 5X reward points on subsequent purchases, capped at 15,000 accelerated points.
3. Fuel Surcharge Waiver
Benefit from annual savings of up to ₹3,000 through a 1% fuel surcharge waiver at any petrol pump across India.
4. Air Miles Conversion
Convert your reward points into air miles with leading airlines such as Air India, Etihad Airways, British Airways, and Singapore Airlines, enhancing your travel experiences.
5. Zero Liability on Lost Card
In case of card loss or theft, enjoy zero liability for any misuse from 24 hours prior to reporting, up to ₹3,00,000, ensuring peace of mind.
6. Emergency Card Replacement
HSBC offers emergency card replacement services worldwide within 3 days, minimizing inconvenience during unforeseen situations.
Eligibility Criteria
To apply for the HSBC Visa Platinum Credit Card, you must:
Age: Be between 18 to 65 years old.
Income: Have a minimum annual income of ₹4,00,000 for salaried individuals.
Residency: Be an Indian resident residing in cities like Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, or Pune.
How to Apply
Applying for the HSBC Visa Platinum Credit Card is straightforward:
Online Application: Visit the HSBC Visa Platinum Credit Card Application Page and click on "Apply now."
Fill in Details: Provide personal, financial, and contact information as required.
Document Submission: Upload necessary documents, including proof of identity, address, income, and PAN card/Form 60.
Verification: Complete the Video KYC (VKYC) process for verification.
Approval: Upon successful verification, your card will be processed and dispatched.
As a special offer, completing the online application and VKYC entitles you to an Amazon e-gift voucher worth ₹250.
Frequently Asked Questions (FAQs)
Q1: Is the HSBC Visa Platinum Credit Card truly lifetime free?
Yes, this card comes with no joining or annual fees, making it a lifetime-free credit card.
Q2: How can I redeem my reward points?
Reward points can be redeemed for vouchers across various categories or converted into air miles with partner airlines.
Q3: Does the card offer airport lounge access?
No, the HSBC Visa Platinum Credit Card does not provide complimentary airport lounge access.
Q4: What should I do if my card is lost or stolen?
Immediately report the loss to HSBC's customer service to block the card and prevent unauthorized transactions. You are covered for any misuse from 24 hours prior to reporting, up to ₹3,00,000.
Q5: Can I use the HSBC Visa Platinum Credit Card internationally?
Yes, this card is accepted at millions of merchants worldwide, making it convenient for international usage.
Conclusion
The HSBC Visa Platinum Credit Card offers a plethora of benefits, including reward points, fuel surcharge waivers, and air mile conversions, all without any joining or annual fees. Its robust security features and worldwide acceptance make it a compelling choice for individuals seeking a rewarding and secure credit card experience.
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Apply Now: To take advantage of the HSBC Visa Platinum Credit Card's benefits, apply online today.
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