HSBC Live+ Credit Card: Maximize Your Cashback and Benefits

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Introduction

In today's fast-paced world, finding the right credit card that maximizes your cashback and benefits is essential. The HSBC Live+ Credit Card offers a compelling solution for those who love dining, shopping, and entertainment while earning significant rewards. This article explores the features, benefits, and unique perks of the HSBC Live+ Credit Card, ensuring you get the most out of your spending.

Key Features of HSBC Live+ Credit Card

Accelerated Cashback on Dining and Groceries

Earn 10% cashback on dining, food delivery, and grocery spends, capped at INR 1,000 per month. This makes the HSBC Live+ Credit Card perfect for those who frequently dine out or order in.

Unlimited Cashback on Other Spends

Enjoy 1.5% unlimited cashback on most other purchases. This feature ensures you continue to earn rewards no matter where you shop.

Welcome Offers

New cardholders can get INR 1,000 cashback by downloading and logging into the HSBC India Mobile App and spending INR 20,000 within the first 30 days. Additionally, completing your application with video self-verification can earn you an Amazon eGift Voucher worth INR 250.

Additional Perks and Privileges

Dining Discounts

Benefit from up to 15% off at various restaurants through the HSBC Live+ Dining Programme, alongside the 10% cashback on dining spends.

Complimentary Lounge Access

Enjoy four complimentary domestic airport lounge visits per year, making your travel experience more comfortable and enjoyable.

Entertainment Rewards

Get 1.5% unlimited cashback on your entertainment expenses, whether it's at the cinema or streaming services at home.

How to Maximize Your HSBC Live+ Credit Card

Optimize Dining and Grocery Spends: Focus your dining and grocery expenses on this card to leverage the 10% cashback.

Utilize Welcome Offers: Ensure you meet the initial spending requirements to take full advantage of the welcome offers.

Regular Usage for Everyday Purchases: Use the card for daily expenses to accumulate the 1.5% unlimited cashback.

Conclusion

The HSBC Live+ Credit Card is an excellent choice for those looking to maximize cashback on dining, groceries, and everyday purchases. With additional perks like complimentary lounge access and exclusive dining discounts, this card stands out as a versatile and rewarding option for savvy spenders.

FAQs

What is the annual fee for the HSBC Live+ Credit Card?

The annual fee is INR 999, waived if you spend more than INR 200,000 in a year.

How do I earn the welcome cashback?

Spend INR 20,000 within the first 30 days and download the HSBC India Mobile App to earn INR 1,000 cashback.

Are there any exclusions for the unlimited cashback?

Yes, some categories are excluded from the 1.5% unlimited cashback. Check the terms and conditions for detailed information.

What are the benefits of the HSBC Live+ Dining Programme?

You can get up to 15% off at participating restaurants and 10% cashback on dining spends.

How many complimentary lounge visits do I get annually?

You get four complimentary domestic airport lounge visits per year.