Axis LIC Signature Credit Card Review 2025: Benefits & How to Apply
- Abhinand PS
- 20 minutes ago
- 3 min read
Introduction: Why the Axis LIC Signature Credit Card Stands Out
Imagine a credit card that not only offers you rewards on daily spends but also complements your LIC insurance payments.The Axis LIC Signature Credit Card is a smart choice for LIC policyholders and savvy spenders looking for value, savings, and exclusive privileges.Let’s dive deep into its features and why you should apply today.

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Axis LIC Signature Credit Card: Key Features at a Glance
Feature | Details |
Joining Fee | ₹500 + GST |
Annual Fee | ₹500 + GST (waived off on ₹1 lakh spend) |
Welcome Benefit | 1,000 EDGE Reward Points |
Cashback/Rewards | Up to 2 EDGE Rewards points per ₹100 spent |
LIC Premium Payment Rewards | Special rewards on LIC premium payments |
Lounge Access | 2 Complimentary domestic lounge visits per quarter |
Fuel Surcharge Waiver | 1% (for transactions ₹400–₹4,000) |
Application Link |
Why Choose Axis LIC Signature Credit Card?
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1. Rewards Galore on Every Spend
Earn 2 EDGE Reward points for every ₹100 spent.
Redeem points for vouchers, merchandise, travel bookings, and more through the EDGE Rewards portal.
2. LIC Premium Payment Rewards
Special reward structure when you pay your LIC insurance premiums using the card.
A great way to maximize returns on a mandatory yearly payment!
3. Complimentary Airport Lounge Access
Get 2 free domestic airport lounge accesses every quarter — that’s 8 in a year!
Travel comfortably without any extra cost.
4. Fuel Surcharge Waiver
Save 1% on fuel transactions (₹400–₹4,000) across all petrol pumps in India.
Maximum benefit of up to ₹400 per month.
How to Apply for Axis LIC Signature Credit Card
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Easy Application Process:
Visit the official application page.
Fill in your basic details like mobile number, PAN, and income proof.
Complete the e-KYC process digitally.
Get instant approval (subject to eligibility) and enjoy your card benefits!
✅ Tip: LIC policyholders are given preference during approval. Don't wait — apply now!
Who Should Get the Axis LIC Signature Credit Card?
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This card is perfect for:
LIC policyholders looking to maximize premium payment rewards.
Frequent travelers wanting lounge access perks.
Everyday spenders who value rewards on grocery, shopping, and fuel.
Individuals wanting a low-fee card with high-value returns.
Sound like you? Apply here and start saving today!
Pros and Cons of Axis LIC Signature Credit Card
✅ Pros:
Special rewards for LIC premium payments.
Complimentary domestic lounge access.
Annual fee easily waived with minimal spend (₹1 lakh).
Fuel surcharge waiver across India.
❌ Cons:
Reward points are moderate compared to super-premium cards.
No international lounge access.
Real Customer Stories: Why They Love Axis LIC Signature Credit Card
Pooja Mehra, a government employee, shares:
"I pay my LIC premium every year — with the Axis LIC Signature Card, I finally started earning rewards on it! Plus, the lounge access during vacations is a real bonus."
Aditya Raj, a software engineer, says:
"Spending ₹1 lakh a year is easy for me. Thanks to the Axis LIC Signature Card, my annual fee is waived, and I get great value on everyday shopping."
Want to join them? Get your Axis LIC Signature Card now!
FAQs about Axis LIC Signature Credit Card
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1. What is the annual fee for Axis LIC Signature Credit Card?
The annual fee is ₹500 + GST, waived off on annual spends of ₹1 lakh.
2. Can I pay my LIC premium using this card?
Yes! Not only can you pay it, but you will also earn special EDGE Reward points on LIC premium payments.
3. How many lounge accesses do I get?
You get 2 free domestic airport lounge visits per quarter — that’s 8 visits per year!
4. How do I redeem EDGE Reward Points?
Points can be redeemed easily through Axis Bank’s EDGE Rewards Portal.
Ready to enjoy these amazing benefits? Apply today!
Final Verdict: Is Axis LIC Signature Credit Card Worth It?
If you're an LIC customer or someone looking for high rewards on insurance premiums, the Axis LIC Signature Credit Card is a smart financial move.With complimentary airport lounge access, fuel savings, and an easy annual fee waiver, it offers real, tangible benefits for everyday spending.
👉 Don't miss out — Apply now and start enjoying exclusive privileges!
Suggested Internal Links
Best Credit Cards for Insurance Payments in India
Axis Bank EDGE Rewards Program Explained
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