Axis Bank Vistara Infinite Credit Card Review 2024
Introduction
Are you a frequent traveler looking for an elite credit card that offers more than just basic rewards? The Axis Bank Vistara Infinite Credit Card might be your perfect travel companion. This card provides a range of exclusive benefits, from complimentary business class tickets to priority services at airports. In this review, we'll explore how this credit card can elevate your travel and lifestyle experiences.
Key Features and Benefits
Complimentary Business Class Ticket Voucher
Upon paying the card fee, you receive a complimentary business class ticket voucher. This benefit continues each year upon card renewal, making your travels more luxurious.
Complimentary Club Vistara Gold Membership
Enjoy the perks of Club Vistara Gold Membership, which includes priority check-in, boarding, additional baggage allowance, and priority baggage handling. This membership is automatically credited upon meeting predefined conditions.
Earn Club Vistara Points
For every ₹200 spent on the card, you earn 6 Club Vistara points. These points can be redeemed for flight upgrades and award flights, helping you reach your travel goals faster.
Milestone Rewards
Achieve spending milestones to receive bonus Club Vistara points and up to four complimentary business class ticket vouchers annually. This rewards program ensures that your high spending is well-compensated.
Lifestyle Privileges
Airport Lounge Access: Enjoy two complimentary lounge accesses at select airports within India, subject to meeting spending criteria.
Golf Benefits: Get six complimentary rounds of golf at premium destinations across India.
Dining and Hotel Discounts: Enjoy dining discounts at partner restaurants and up to 15% off at Trident properties.
Insurance Benefits
Purchase Protection: Coverage up to ₹1 lakh for purchase protection.
Travel Insurance: Coverage includes loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
EMI Conversion
Convert any transaction over ₹2,500 into EMIs, making large purchases more manageable.
Fees and Charges
Charges Vistara Infinite
Standard Joining Fee ₹10,000
Standard Annual Fee (2nd year onwards) ₹10,000
Finance Charges (Retail Purchases & Cash) 3.6% per month (52.86% per annum)
Cash Withdrawal Fees 2.5% (Min. ₹500)
Late Payment Fee Up to ₹1,200
Eligibility and Documentation
To apply for the Axis Bank Vistara Infinite Credit Card, you need to meet certain eligibility criteria and provide the necessary documentation. Ensure you have a stable income and a good credit score to enhance your chances of approval.
Conclusion
The Axis Bank Vistara Infinite Credit Card is an excellent choice for those who frequently travel and seek premium benefits. With its range of exclusive privileges, from complimentary business class tickets to elite club memberships and lifestyle perks, this card offers unparalleled value. By meeting spending milestones, you can maximize your rewards and enjoy a luxurious travel experience.
FAQs
1. How do I apply for the Axis Bank Vistara Infinite Credit Card?
2. What is the annual fee for the Axis Bank Vistara Infinite Credit Card?
The annual fee is ₹10,000, which is charged from the second year onwards.
3. Can I convert my purchases into EMIs?
Yes, any transaction over ₹2,500 can be converted into EMIs.
4. What are the travel insurance benefits?
The card offers coverage for the loss of travel documents, delay of check-in baggage, and loss of check-in baggage.
5. How do I earn and redeem Club Vistara points?
You earn 6 Club Vistara points for every ₹200 spent on the card. These points can be redeemed for flight upgrades and award flights through the Club Vistara program.
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